Write to the collector to request it stop contacting you if thats what you want under the federal fair debt collection practices act fdcpa if you request that a debt collector stop contacting you completely it must do so with a few exceptions your request must be in writing think carefully before you do this. What to do when a bill collector calls when a bill collector calls or sends you a threatening letter know what to do the next time a collection agency or debt buyer company calls get their company name and address then send them 1 a letter telling them they are not to call you anymore and 2 a debt dispute debt validation letter. When a debt collector calls its important to know your rights and what you need to do the ftc enforces the fair debt collection practices act fdcpa which makes it illegal for debt collectors to use abusive unfair or deceptive practices when they collect debts what types of debts are covered. Debt collector phone calls can catch you completely off guard and when youre unprepared for a conversation with a debt collector you can end up making an agreement to pay a collection you cant afford or you may get into a heated argument with a collector who insists you immediately pay a debt you dont think you owe. What to do if a bill collector calls many consumers who are behind on their bills dread the thought of telephone calls from collectors bill collectors can be intimidating but no consumer should live in fear after a person files for consumer bankruptcy these calls are not allowed
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